Disclaimer

Last updated: January 1, 2026

Please read this disclaimer carefully before using any calculator, guide, or other content on RentalYieldHQ.

1. Educational Purposes Only

All calculators, articles, guides, and location-specific data on this Service — including the DSCR Calculator and BRRRR Modeler — are provided strictly for general educational and informational purposes. They are illustrative tools intended to help you understand how key real estate financing concepts work, and are not a substitute for professional advice tailored to your specific situation.

2. Not Financial, Legal, Tax, or Investment Advice

Nothing on this Service should be construed as financial, legal, tax, accounting, or investment advice, or as a recommendation to buy, sell, finance, or refinance any specific property. You should consult a qualified mortgage lender, real estate attorney, accountant, or licensed financial advisor before making any real estate or financing decision.

3. Estimates Only — Actual Results Will Vary

Calculator outputs (including DSCR ratios, risk classifications, cash flow projections, and cash-on-cash return figures) are estimates based solely on the values you enter and a set of simplified assumptions. They do not represent a loan offer, pre-approval, commitment to lend, or guarantee of any specific financial outcome. Actual underwriting criteria, interest rates, fees, loan-to-value limits, and qualification requirements vary by lender and change over time.

4. Location and Market Data

Property tax rates, insurance cost estimates, median home prices, median rents, and rental yield figures shown on state and metro-specific pages are illustrative averages intended to approximate typical market conditions. They are not sourced from live, real-time market feeds and may not reflect the current, actual figures for any specific property, county, or ZIP code. Regulatory and legal commentary (such as foreclosure process type, landlord-tenant characterization, or rent control notes) is general educational background, not legal advice, and laws change frequently — always verify current requirements with a licensed attorney in the relevant jurisdiction.

5. No Guarantee of Loan Approval or Investment Performance

A favorable DSCR or cash-on-cash return calculated on this Service does not guarantee loan approval, favorable financing terms, or positive investment performance. Real estate investing involves risk, including the potential loss of principal, and past or projected performance is not indicative of future results.

6. No Fiduciary Relationship

Use of this Service does not create a fiduciary, advisory, or professional relationship between you and RentalYieldHQ. We are not a lender, broker, real estate agent, or registered investment advisor.

7. Your Responsibility

You are solely responsible for independently verifying any figures, assumptions, or conclusions before relying on them for a financial decision, and for obtaining professional advice appropriate to your circumstances.

8. Contact

Questions about this disclaimer can be directed to support@rentalyieldhq.com.